{"id":99398,"date":"2023-03-20T14:22:30","date_gmt":"2023-03-20T14:22:30","guid":{"rendered":"https:\/\/quehacerpolitico.mx\/?p=99398"},"modified":"2023-03-20T14:22:33","modified_gmt":"2023-03-20T14:22:33","slug":"la-opinion-lic-monserrat-cortes-arrona-un-buen-manejo-de-tus-tarjetas-de-credito-evita-dolores-de-cabeza","status":"publish","type":"post","link":"https:\/\/quehacerpolitico.mx\/?p=99398","title":{"rendered":"La opini\u00f3n\/\/\/Lic Monserrat Cort\u00e9s Arrona\/\/\/Un buen manejo de tus tarjetas de cr\u00e9dito evita dolores de cabeza"},"content":{"rendered":"\n<p>Por Lic Monserrat Cort\u00e9s Arrona<\/p>\n\n\n\n<p>Analista<\/p>\n\n\n\n<p>Te ayudamos a que cuides tu bolsillo y tus tarjetas de cr\u00e9dito con estas recomendaciones<\/p>\n\n\n\n<p>Las tarjetas de cr\u00e9dito permiten contar con dinero inmediato al cliente que no cuenta con efectivo, esto gracias a que la entidad financiera le otorga un pr\u00e9stamo para pagar.<\/p>\n\n\n\n<p>Con esta l\u00ednea de cr\u00e9dito el cliente puede\u00a0<strong>realizar compras en cualquier parte del mundo, lo que en ocasiones descontrola al cliente que no sabe manejar m\u00e1s de dos tarjetas de cr\u00e9dito.<\/strong><\/p>\n\n\n\n<p>Lo principal para tener finanzas sanas, es saber el l\u00edmite de dinero con el que se cuenta para pagar la mensualidad de la tarjeta de cr\u00e9dito, sin que esto rebase el ingreso del salario de cada consumidor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 errores cometemos al usar una tarjeta de cr\u00e9dito?<\/h2>\n\n\n\n<p>La Comisi\u00f3n Nacional para la Protecci\u00f3n y Defensa de los Usuarios de Servicios Financieros (Condusef)&nbsp;<strong>comparti\u00f3 algunos errores al usar la tarjeta de cr\u00e9dito y sugiri\u00f3 evitarlos.<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Pensar que es dinero extra.<\/li>\n\n\n\n<li>Utilizarla para tapar hoyos en el presupuesto.<\/li>\n\n\n\n<li>Pagar solo el m\u00ednimo.<\/li>\n\n\n\n<li>Abusar de las compras a meses sin intereses.<\/li>\n\n\n\n<li>Pagar a meses bienes no duraderos (comida, ropa, etc).<\/li>\n\n\n\n<li>Tener m\u00e1s de dos tarjetas de cr\u00e9dito.<\/li>\n\n\n\n<li>No conocer las comisiones (por falta de pago, por pagar el m\u00ednimo, anualidades, etc.<\/li>\n<\/ol>\n\n\n\n<p>\u00bfCu\u00e1ndo pagar a meses?<\/p>\n\n\n\n<p>De acuerdo con especialistas, la estrategia de pagar a plazos es recomendable solo en dos casos:\u00a0<strong>en la compra de productos de alto valor -cuando supera los mil pesos- y en la compra de un gran n\u00famero de art\u00edculos que, en conjunto, tambi\u00e9n pueden elevar el monto.<\/strong><\/p>\n\n\n\n<p>Realizar compras de pagos comunes como gasolina, despensa y otros gastos similares aumenta los cobros mensuales, por lo que<strong>\u00a0lo ideal es mantenerla con un saldo activo y funcional, seg\u00fan entidades bancarias.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Lic Monserrat Cort\u00e9s Arrona Analista Te ayudamos a que cuides tu bolsillo y tus&#8230;<\/p>\n","protected":false},"author":2,"featured_media":99399,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[56],"tags":[],"class_list":["post-99398","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La opini\u00f3n\/\/\/Lic Monserrat Cort\u00e9s Arrona\/\/\/Un buen manejo de tus tarjetas de cr\u00e9dito evita dolores de cabeza -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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