{"id":97850,"date":"2022-12-26T16:47:06","date_gmt":"2022-12-26T16:47:06","guid":{"rendered":"https:\/\/quehacerpolitico.mx\/?p=97850"},"modified":"2022-12-26T16:47:09","modified_gmt":"2022-12-26T16:47:09","slug":"la-opinion-lic-monserrat-cortes-arrona-que-es-un-pagare","status":"publish","type":"post","link":"https:\/\/quehacerpolitico.mx\/?p=97850","title":{"rendered":"La opini\u00f3n\/\/\/Lic Monserrat Cort\u00e9s Arrona \u00bfQu\u00e9 es un pagar\u00e9?"},"content":{"rendered":"\n
Lic Monserrat Cort\u00e9s Arrona<\/p>\n\n\n\n
Analista<\/p>\n\n\n\n
Ante cualquier transacci\u00f3n u operaci\u00f3n relacionada con\u00a0t\u00edtulos de cr\u00e9dito<\/strong>\u00a0es fundamental contar con un respaldo de documentaci\u00f3n para validar y garantizar el pago del mismo. Ante ello el formato de\u00a0pagar\u00e9 es nuestro aliado.<\/strong><\/p>\n\n\n\n
\u00bfQu\u00e9 es un pagar\u00e9?<\/strong><\/h2>\n\n\n\n
Un pagar\u00e9<\/strong> es aquel t\u00edtulo de cr\u00e9dito que suscribe y sirve de garant\u00eda para cualquier deuda. Es un documento que sirve como obligaci\u00f3n de pago a manera de fianza y se puede realizar a trav\u00e9s de un formato hecho a mano o a computadora.<\/p>\n\n\n\n
Para que un\u00a0pagar\u00e9<\/strong>\u00a0tenga validez es necesario que tenga las disposiciones enmarcadas por la ley.<\/p>\n\n\n\n<\/figure>\n\n\n\n
\u00bfQu\u00e9 debe contener un formato de pagar\u00e9?<\/strong><\/h2>\n\n\n\n
El instrumento del pagar\u00e9<\/strong>, deber\u00e1 cumplir con ciertas condiciones y caracter\u00edsticas para que este sea v\u00e1lido, las cuales son:<\/p>\n\n\n\n
\n
Menci\u00f3n de que es un pagar\u00e9<\/li>\n\n\n\n
Tener la promesa incondicional de pagar<\/li>\n\n\n\n
Nombre del acreedor<\/li>\n\n\n\n
Monto de la deuda<\/li>\n\n\n\n
Fecha en la que se realiza un pagar\u00e9<\/li>\n\n\n\n
Lugar en donde se realiza el pagar\u00e9<\/li>\n\n\n\n
Firma del suscriptor<\/li>\n<\/ul>\n\n\n\n<\/figure>\n\n\n\n
\n
\u00bfEn d\u00f3nde se utiliza un pagar\u00e9?<\/strong><\/li>\n<\/ul>\n\n\n\n
El pagar\u00e9<\/strong> se puede utilizar para establecer pagos a plazos determinados y delimitados por un periodo de tiempo, las situaciones en que se utilizan los pagar\u00e9s son:<\/p>\n\n\n\n
\n
Operaciones de compra-venta\n
\n
Autos<\/li>\n\n\n\n
Terrenos<\/li>\n\n\n\n
Casas<\/li>\n\n\n\n
Departamentos<\/li>\n<\/ul>\n<\/li>\n\n\n\n
Operaciones de cr\u00e9dito<\/li>\n\n\n\n
Intereses<\/li>\n<\/ul>\n\n\n\n
Los\u00a0pagar\u00e9s<\/strong>\u00a0tambi\u00e9n pueden ser endosados, por lo cual la deuda puede transmitirse a otra persona.<\/p>\n\n\n\n
Tipos de Pagar\u00e9 Existentes<\/strong><\/h2>\n\n\n\n
Existen diversos tipos de pagar\u00e9<\/strong> y estos estar\u00e1n establecidos de acuerdo al tipo de deuda o transacci\u00f3n efectuada.<\/p>\n\n\n\n
Pagar\u00e9 a la orden<\/strong><\/h3>\n\n\n\n
Tipo de pagar\u00e9 que se puede endosar o transferir la obligaci\u00f3n<\/strong> a un tercero en caso de que el deudor no realice el pago. En la parte posterior se agrega:<\/p>\n\n\n\n
P\u00e1guese a:<\/em> Nombre o raz\u00f3n social, fecha, firma del nuevo propietario y firma de autorizaci\u00f3n del endosante.<\/p>\n\n\n\n
Pagar\u00e9 no a la orden<\/strong><\/h3>\n\n\n\n
En este pagar\u00e9<\/strong> no est\u00e1 permitido endosar la deuda<\/strong>, por lo que el cr\u00e9dito quedar\u00e1 en manos de un solo deudor.<\/p>\n\n\n\n
Pagar\u00e9 a la vista<\/strong><\/h3>\n\n\n\n
Este es un pagar\u00e9 en blanco<\/strong>, ya que no deja explicito la fecha de pago.<\/p>\n\n\n\n
Pagar\u00e9 Bancario<\/strong><\/h3>\n\n\n\n
Este es expedido por el banco<\/strong> y es similar a un cheque.<\/strong><\/p>\n\n\n\n
Pagar\u00e9 fecha fija<\/strong><\/h3>\n\n\n\n
El\u00a0pago<\/strong>\u00a0de este deber\u00e1 tener una\u00a0fecha l\u00edmite<\/strong>\u00a0para ejecutar el mismo.<\/p>\n\n\n\n
Ponte atento antes de firmar cualquier documento evita ser v\u00edctima de un problema jur\u00eddico.En mi opini\u00f3n.Es cuanto.<\/p>\n","protected":false},"excerpt":{"rendered":"
Lic Monserrat Cort\u00e9s Arrona Analista Ante cualquier transacci\u00f3n u operaci\u00f3n relacionada con\u00a0t\u00edtulos de cr\u00e9dito\u00a0es fundamental…<\/p>\n","protected":false},"author":2,"featured_media":97852,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[56],"tags":[],"class_list":["post-97850","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"\n
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