{"id":97850,"date":"2022-12-26T16:47:06","date_gmt":"2022-12-26T16:47:06","guid":{"rendered":"https:\/\/quehacerpolitico.mx\/?p=97850"},"modified":"2022-12-26T16:47:09","modified_gmt":"2022-12-26T16:47:09","slug":"la-opinion-lic-monserrat-cortes-arrona-que-es-un-pagare","status":"publish","type":"post","link":"https:\/\/quehacerpolitico.mx\/?p=97850","title":{"rendered":"La opini\u00f3n\/\/\/Lic Monserrat Cort\u00e9s Arrona \u00bfQu\u00e9 es un pagar\u00e9?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Lic Monserrat Cort\u00e9s Arrona<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Analista<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ante cualquier transacci\u00f3n u operaci\u00f3n relacionada con\u00a0<strong>t\u00edtulos de cr\u00e9dito<\/strong>\u00a0es fundamental contar con un respaldo de documentaci\u00f3n para validar y garantizar el pago del mismo. Ante ello el formato de<strong>\u00a0pagar\u00e9 es nuestro aliado.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00bfQu\u00e9 es un pagar\u00e9?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un&nbsp;<strong>pagar\u00e9<\/strong>&nbsp;es aquel t\u00edtulo de cr\u00e9dito que suscribe y sirve de garant\u00eda para cualquier deuda. Es un documento que sirve como obligaci\u00f3n de pago a manera de fianza y se puede realizar a trav\u00e9s de un formato hecho a mano o a computadora.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Para que un\u00a0<strong>pagar\u00e9<\/strong>\u00a0tenga validez es necesario que tenga las disposiciones enmarcadas por la ley.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><div class=\"wpcp-wp-lightbox-host wpcp-advanced-image-lightbox-icon-hover\"><a href=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2020\/03\/dinero-1.jpg\" data-src=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2020\/03\/dinero-1.jpg\" data-thumb=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2020\/03\/dinero-1.jpg\" class=\"ml-lightbox-enabled\"><img decoding=\"async\" src=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2020\/03\/dinero-1.jpg\" alt=\"\u00bfQu\u00e9 es un pagar\u00e9?\" class=\"wp-image-23769\"\/><\/a><a href=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2020\/03\/dinero-1.jpg\" data-fancybox=\"wpcp-wp-img-23769\" class=\"wpcp-lightbox-trigger wpcp-advanced-image-lightbox-icon wpcp-position-top-right wpcp-advanced-image-lightbox-icon-hover wpcp-global-lightbox-icon wpcp-lightbox-icon--global wpcp-lb-icon-style-default\" data-wpcp-lb-icon-source=\"global\" aria-label=\"Open image in lightbox\" data-thumb-src=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2020\/03\/dinero-1.jpg\" data-wpcp-lb-single=\"1\"><span class=\"wpcp-icon-container\"><svg viewBox=\"0 0 20 20\"><path d=\"M17.6585 16.025L14.2437 12.6198C15.1716 11.3338 15.6121 9.7613 15.4871 8.1819C15.362 6.60251 14.6795 5.11847 13.5607 3.99351C12.936 3.36206 12.1916 2.86066 11.3709 2.51845C10.5502 2.17623 9.66952 2 8.77995 2C7.89039 2 7.00969 2.17623 6.18899 2.51845C5.36829 2.86066 4.62395 3.36206 3.99919 3.99351C3.36594 4.61649 2.86312 5.35871 2.51992 6.17708C2.17673 6.99545 2 7.87365 2 8.76068C2 9.64772 2.17673 10.5259 2.51992 11.3443C2.86312 12.1627 3.36594 12.9049 3.99919 13.5279C5.11957 14.6901 6.62279 15.4103 8.23285 15.5562C9.84291 15.7022 11.4517 15.2641 12.7639 14.3224L16.1788 17.7275C16.3849 17.9034 16.6473 18 16.9186 18C17.1899 18 17.4523 17.9034 17.6585 17.7275C18.1138 17.16 18.1138 16.5925 17.6585 16.025ZM5.59278 12.0523C5.16258 11.6298 4.82094 11.1263 4.58774 10.5709C4.35455 10.0156 4.23446 9.41951 4.23446 8.81744C4.23446 8.21536 4.35455 7.6193 4.58774 7.06394C4.82094 6.50859 5.16258 6.00503 5.59278 5.58257C6.01644 5.15359 6.52144 4.81292 7.07838 4.58039C7.63532 4.34786 8.23308 4.22811 8.83687 4.22811C9.44066 4.22811 10.0384 4.34786 10.5954 4.58039C11.1523 4.81292 11.6573 5.15359 12.081 5.58257C12.5112 6.00503 12.8528 6.50859 13.086 7.06394C13.3192 7.6193 13.4393 8.21536 13.4393 8.81744C13.4393 9.41951 13.3192 10.0156 13.086 10.5709C12.8528 11.1263 12.5112 11.6298 12.081 12.0523C11.6573 12.4813 11.1523 12.822 10.5954 13.0545C10.0384 13.287 9.44066 13.4068 8.83687 13.4068C8.23308 13.4068 7.63532 13.287 7.07838 13.0545C6.52144 12.822 6.01644 12.4813 5.59278 12.0523Z\" \/><\/svg><\/span><\/a><\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00bfQu\u00e9 debe contener un formato de pagar\u00e9?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">El<strong>&nbsp;instrumento del pagar\u00e9<\/strong>, deber\u00e1 cumplir con ciertas condiciones y caracter\u00edsticas para que este sea v\u00e1lido, las cuales son:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Menci\u00f3n de que es un pagar\u00e9<\/li>\n\n\n\n<li>Tener la promesa incondicional de pagar<\/li>\n\n\n\n<li>Nombre del acreedor<\/li>\n\n\n\n<li>Monto de la deuda<\/li>\n\n\n\n<li>Fecha en la que se realiza un pagar\u00e9<\/li>\n\n\n\n<li>Lugar en donde se realiza el pagar\u00e9<\/li>\n\n\n\n<li>Firma del suscriptor<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><div class=\"wpcp-wp-lightbox-host wpcp-advanced-image-lightbox-icon-hover\"><a href=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/12\/image-37.jpeg\" data-src=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/12\/image-37.jpeg\" data-thumb=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/12\/image-37.jpeg\" class=\"ml-lightbox-enabled\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"335\" src=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/12\/image-37.jpeg\" alt=\"\" class=\"wp-image-97851\" srcset=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/12\/image-37.jpeg 700w, https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/12\/image-37-300x144.jpeg 300w, https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/12\/image-37-260x124.jpeg 260w, https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/12\/image-37-50x24.jpeg 50w, https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/12\/image-37-150x72.jpeg 150w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/a><a href=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/12\/image-37.jpeg\" data-fancybox=\"wpcp-wp-img-97851\" class=\"wpcp-lightbox-trigger wpcp-advanced-image-lightbox-icon wpcp-position-top-right wpcp-advanced-image-lightbox-icon-hover wpcp-global-lightbox-icon wpcp-lightbox-icon--global wpcp-lb-icon-style-default\" data-wpcp-lb-icon-source=\"global\" aria-label=\"Open image in lightbox\" data-thumb-src=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/12\/image-37-300x144.jpeg\" data-wpcp-lb-single=\"1\"><span class=\"wpcp-icon-container\"><svg viewBox=\"0 0 20 20\"><path d=\"M17.6585 16.025L14.2437 12.6198C15.1716 11.3338 15.6121 9.7613 15.4871 8.1819C15.362 6.60251 14.6795 5.11847 13.5607 3.99351C12.936 3.36206 12.1916 2.86066 11.3709 2.51845C10.5502 2.17623 9.66952 2 8.77995 2C7.89039 2 7.00969 2.17623 6.18899 2.51845C5.36829 2.86066 4.62395 3.36206 3.99919 3.99351C3.36594 4.61649 2.86312 5.35871 2.51992 6.17708C2.17673 6.99545 2 7.87365 2 8.76068C2 9.64772 2.17673 10.5259 2.51992 11.3443C2.86312 12.1627 3.36594 12.9049 3.99919 13.5279C5.11957 14.6901 6.62279 15.4103 8.23285 15.5562C9.84291 15.7022 11.4517 15.2641 12.7639 14.3224L16.1788 17.7275C16.3849 17.9034 16.6473 18 16.9186 18C17.1899 18 17.4523 17.9034 17.6585 17.7275C18.1138 17.16 18.1138 16.5925 17.6585 16.025ZM5.59278 12.0523C5.16258 11.6298 4.82094 11.1263 4.58774 10.5709C4.35455 10.0156 4.23446 9.41951 4.23446 8.81744C4.23446 8.21536 4.35455 7.6193 4.58774 7.06394C4.82094 6.50859 5.16258 6.00503 5.59278 5.58257C6.01644 5.15359 6.52144 4.81292 7.07838 4.58039C7.63532 4.34786 8.23308 4.22811 8.83687 4.22811C9.44066 4.22811 10.0384 4.34786 10.5954 4.58039C11.1523 4.81292 11.6573 5.15359 12.081 5.58257C12.5112 6.00503 12.8528 6.50859 13.086 7.06394C13.3192 7.6193 13.4393 8.21536 13.4393 8.81744C13.4393 9.41951 13.3192 10.0156 13.086 10.5709C12.8528 11.1263 12.5112 11.6298 12.081 12.0523C11.6573 12.4813 11.1523 12.822 10.5954 13.0545C10.0384 13.287 9.44066 13.4068 8.83687 13.4068C8.23308 13.4068 7.63532 13.287 7.07838 13.0545C6.52144 12.822 6.01644 12.4813 5.59278 12.0523Z\" \/><\/svg><\/span><\/a><\/div><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u00bfEn d\u00f3nde se utiliza un pagar\u00e9?<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">El&nbsp;<strong>pagar\u00e9<\/strong>&nbsp;se puede utilizar para establecer pagos a plazos determinados y delimitados por un periodo de tiempo, las situaciones en que se utilizan los pagar\u00e9s son:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Operaciones de compra-venta\n<ul class=\"wp-block-list\">\n<li>Autos<\/li>\n\n\n\n<li>Terrenos<\/li>\n\n\n\n<li>Casas<\/li>\n\n\n\n<li>Departamentos<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Operaciones de cr\u00e9dito<\/li>\n\n\n\n<li>Intereses<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Los<strong>\u00a0pagar\u00e9s<\/strong>\u00a0tambi\u00e9n pueden ser endosados, por lo cual la deuda puede transmitirse a otra persona.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tipos de Pagar\u00e9 Existentes<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Existen diversos&nbsp;<strong>tipos de pagar\u00e9<\/strong>&nbsp;y estos estar\u00e1n establecidos de acuerdo al tipo de deuda o transacci\u00f3n efectuada.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pagar\u00e9 a la orden<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tipo de pagar\u00e9 que se puede&nbsp;<strong>endosar o transferir la obligaci\u00f3n<\/strong>&nbsp;a un tercero en caso de que el deudor no realice el pago. En la parte posterior se agrega:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>P\u00e1guese a:<\/em>&nbsp;Nombre o raz\u00f3n social, fecha, firma del nuevo propietario y firma de autorizaci\u00f3n del endosante.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pagar\u00e9 no a la orden<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">En este&nbsp;<strong>pagar\u00e9<\/strong>&nbsp;no est\u00e1 permitido&nbsp;<strong>endosar la deuda<\/strong>, por lo que el cr\u00e9dito quedar\u00e1 en manos de un solo deudor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pagar\u00e9 a la vista<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Este es un&nbsp;<strong>pagar\u00e9 en blanco<\/strong>, ya que no deja explicito la fecha de pago.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pagar\u00e9 Bancario<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Este es expedido por el&nbsp;<strong>banco<\/strong>&nbsp;y es similar a un&nbsp;<strong>cheque.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pagar\u00e9 fecha fija<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">El\u00a0<strong>pago<\/strong>\u00a0de este deber\u00e1 tener una\u00a0<strong>fecha l\u00edmite<\/strong>\u00a0para ejecutar el mismo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ponte atento antes de firmar cualquier documento evita ser v\u00edctima de un problema jur\u00eddico.En mi opini\u00f3n.Es cuanto.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lic Monserrat Cort\u00e9s Arrona Analista Ante cualquier transacci\u00f3n u operaci\u00f3n relacionada con\u00a0t\u00edtulos de cr\u00e9dito\u00a0es fundamental&#8230;<\/p>\n","protected":false},"author":2,"featured_media":97852,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[56],"tags":[],"class_list":["post-97850","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La opini\u00f3n\/\/\/Lic Monserrat Cort\u00e9s Arrona \u00bfQu\u00e9 es un pagar\u00e9? -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/quehacerpolitico.mx\/?p=97850\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La opini\u00f3n\/\/\/Lic Monserrat Cort\u00e9s Arrona 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