{"id":97522,"date":"2022-12-02T21:02:31","date_gmt":"2022-12-02T21:02:31","guid":{"rendered":"https:\/\/quehacerpolitico.mx\/?p=97522"},"modified":"2022-12-02T21:02:35","modified_gmt":"2022-12-02T21:02:35","slug":"la-condusef-te-sugiere-que-hacer-con-aguinaldo","status":"publish","type":"post","link":"https:\/\/quehacerpolitico.mx\/?p=97522","title":{"rendered":"La Condusef te sugiere qu\u00e9 hacer con aguinaldo"},"content":{"rendered":"\n<p>Por Redacci\u00f3n QP<\/p>\n\n\n\n<p>El aguinaldo es una prestaci\u00f3n obligatoria por ley y deber\u00e1 pagarse a m\u00e1s tardar el 20 de diciembre de cada a\u00f1o<\/p>\n\n\n\n<p>La Comisi\u00f3n Nacional para la Protecci\u00f3n y Defensa de los Usuarios de los Servicios Financieros (Condusef) invit\u00f3 a la poblaci\u00f3n que recibir\u00e1 aguinaldo este mes, a utilizarlo de manera responsable y mejorar su salud financiera, lo cual brindar\u00e1 m\u00e1s tranquilidad al contar con\u00a0<strong>un presupuesto familiar m\u00e1s ordenado<\/strong>.<\/p>\n\n\n\n<p>El organismo record\u00f3 que el aguinaldo es una prestaci\u00f3n obligatoria por ley y\u00a0<strong>deber\u00e1 pagarse a m\u00e1s tardar el 20 de diciembre de cada a\u00f1o<\/strong>.<\/p>\n\n\n\n<p>As\u00ed, el monto m\u00ednimo que debe pagarse a las personas trabajadoras por concepto de aguinaldo\u00a0<strong>es el equivalente a 15 d\u00edas de salario, o si no se trabaj\u00f3 el a\u00f1o completo, a la parte proporcional<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sugerencias para tu aguinaldo<\/h2>\n\n\n\n<p>Para sacarle el mejor provecho a esta prestaci\u00f3n, la Condusef enlista algunas recomendaciones que van desde el pago de deudas hasta la inversi\u00f3n:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Empieza tu ahorro<\/strong>: sugiere hacer un presupuesto y destinar una parte para el ahorro. Recomienda utilizar el aguinaldo para empezar o incrementar&nbsp;<strong>un fondo de emergencias<\/strong>&nbsp;que ayudar\u00e1 a enfrentar alguna eventualidad en caso de presentarse.<\/li>\n\n\n\n<li><strong>Paga tus deudas<\/strong>: afirma que es recomendable destinar al menos&nbsp;<strong>una tercera parte del aguinaldo para el pago de deudas<\/strong>, ya sea de cr\u00e9ditos personales, tarjetas o hipotecas. Recuerda que, en caso de tener varias deudas, se debe considerar las de mayor urgencia o las que tengan la mayor tasa de inter\u00e9s.<\/li>\n\n\n\n<li><strong>Invierte<\/strong>: sin lugar a dudas, dice, esta ser\u00e1 siempre la opci\u00f3n m\u00e1s recomendable en caso de que nuestro bolsillo lo permita.&nbsp;<\/li>\n\n\n\n<li><strong>Haz compras inteligentes<\/strong>: propone enlistar las necesidades b\u00e1sicas y ponerse un l\u00edmite de gastos, tambi\u00e9n evitar las compras impulsivas por descuentos o las de \u00faltimo momento y no olvidar comparar precios antes de comprar.<\/li>\n\n\n\n<li>Agrega que si los consumidores est\u00e1n pensando en adquirir alg\u00fan bien que requiere de&nbsp;<strong>pagar un enganche<\/strong>, utilice parte de su aguinaldo para<strong>incrementar ese primer pago<\/strong>&nbsp;y disminuir el importe que requiera a cr\u00e9dito.<\/li>\n\n\n\n<li><strong>Si tienes casa o departamento propios, invierte en ellos<\/strong>. Dales un buen mantenimiento. Igualmente, puedes adquirir un seguro o invertir en capacitarte para mejores oportunidades laborales.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Por Redacci\u00f3n QP El aguinaldo es una prestaci\u00f3n obligatoria por ley y deber\u00e1 pagarse a&#8230;<\/p>\n","protected":false},"author":2,"featured_media":97523,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[56],"tags":[],"class_list":["post-97522","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La Condusef te sugiere qu\u00e9 hacer con aguinaldo -<\/title>\n<meta name=\"robots\" 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