{"id":95671,"date":"2022-09-27T19:13:00","date_gmt":"2022-09-27T19:13:00","guid":{"rendered":"https:\/\/quehacerpolitico.mx\/?p=95671"},"modified":"2022-09-27T19:13:03","modified_gmt":"2022-09-27T19:13:03","slug":"creditos-fovissste-se-van-al-cielo-carisimos","status":"publish","type":"post","link":"https:\/\/quehacerpolitico.mx\/?p=95671","title":{"rendered":"Cr\u00e9ditos FOVISSSTE se van al cielo car\u00edsimos"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Por Redacci\u00f3n NotiExpress | La Revista del Sector Inmobiliario<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>De acuerdo con datos del Reporte de Bienes Raices en Mexico 2022 FOVISSSTE\u00a0se encuentra en cuarto lugar en cuanto a financiamientos para la adquisici\u00f3n de vivienda.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Recientemente, el\u00a0<strong>Fondo de la Vivienda del Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado<\/strong>\u00a0(Fovissste) inici\u00f3 un plan piloto para otorgar cr\u00e9ditos hipotecarios en pesos mexicanos, en vez de\u00a0<strong>Unidades de Medidas (UMA),<\/strong>\u00a0ya que derivado de la inflaci\u00f3n, se ha visto afectado el precio de los cr\u00e9ditos.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Esto, debido a que las\u00a0UMAS\u00a0se adecuan cada a\u00f1o conforme al salario m\u00ednimo vigente, por lo que los cr\u00e9ditos hipotecarios que ofrece el\u00a0<strong>Fovissste<\/strong>\u00a0se han visto afectados. Es as\u00ed, que el organismo decidi\u00f3 que ser\u00eda mejor cambiar al esquema de pesos para derechohabientes que cuenten con un cr\u00e9dito que haya sido solicitado antes del 2007.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De acuerdo con datos del\u00a0Reporte de Bienes Raices en Mexico 2022, desarrollado por Lamudi, los<strong>financiamientos<\/strong>, a nivel nacional, se distribuyeron de esta manera.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><a href=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2022\/09\/unnamed-11.png\" data-src=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2022\/09\/unnamed-11.png\" data-thumb=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2022\/09\/unnamed-11.png\" class=\"ml-lightbox-enabled\"><img decoding=\"async\" src=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2022\/09\/unnamed-11.png\" alt=\"\" class=\"wp-image-24090\"\/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Los<strong>&nbsp;derechohabientes al ISSSTE<\/strong>&nbsp;con cr\u00e9ditos hipotecarios del Fovissste demandan, se modifiquen los art\u00edculos de la&nbsp;<strong>Ley del ISSSTE<\/strong>&nbsp;que hacen impagables los cr\u00e9ditos hipotecarios de vivienda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un ejemplo de esta situaci\u00f3n es que si un trabajador adquiere un cr\u00e9dito por 500 mil pesos al a\u00f1o siguiente y cada<strong>&nbsp;1 de febrero<\/strong>&nbsp;le hacen la actualizaci\u00f3n (segunda tasa de inter\u00e9s variable) le aumentan<strong>&nbsp;22 mil pesos m\u00e1s a la deuda<\/strong>&nbsp;y le cobran los intereses por toda esa cantidad, es decir, la deuda es sobre 522 mil pesos, y&nbsp; as\u00ed cada a\u00f1o que dure su cr\u00e9dito.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adem\u00e1s del cambio de\u00a0<strong>UMAs a pesos<\/strong>, tambi\u00e9n se ofrecer\u00e1 una mayor oportunidad para que los trabajadores puedan acceder a un cr\u00e9dito para adquirir una vivienda<\/p>\n\n\n\n<figure class=\"wp-block-image\"><div class=\"wpcp-wp-lightbox-host wpcp-advanced-image-lightbox-icon-hover\"><a href=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2022\/09\/shutterstock_1822553567.jpg\" data-src=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2022\/09\/shutterstock_1822553567.jpg\" data-thumb=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2022\/09\/shutterstock_1822553567.jpg\" class=\"ml-lightbox-enabled\"><img decoding=\"async\" src=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2022\/09\/shutterstock_1822553567.jpg\" alt=\"\" class=\"wp-image-23883\"\/><\/a><a href=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2022\/09\/shutterstock_1822553567.jpg\" data-fancybox=\"wpcp-wp-img-23883\" class=\"wpcp-lightbox-trigger wpcp-advanced-image-lightbox-icon wpcp-position-top-right wpcp-advanced-image-lightbox-icon-hover wpcp-global-lightbox-icon wpcp-lightbox-icon--global wpcp-lb-icon-style-default\" data-wpcp-lb-icon-source=\"global\" aria-label=\"Open image in lightbox\" data-thumb-src=\"https:\/\/www.lamudi.com.mx\/journal\/wp-content\/uploads\/2022\/09\/shutterstock_1822553567.jpg\" data-wpcp-lb-single=\"1\"><span class=\"wpcp-icon-container\"><svg viewBox=\"0 0 20 20\"><path d=\"M17.6585 16.025L14.2437 12.6198C15.1716 11.3338 15.6121 9.7613 15.4871 8.1819C15.362 6.60251 14.6795 5.11847 13.5607 3.99351C12.936 3.36206 12.1916 2.86066 11.3709 2.51845C10.5502 2.17623 9.66952 2 8.77995 2C7.89039 2 7.00969 2.17623 6.18899 2.51845C5.36829 2.86066 4.62395 3.36206 3.99919 3.99351C3.36594 4.61649 2.86312 5.35871 2.51992 6.17708C2.17673 6.99545 2 7.87365 2 8.76068C2 9.64772 2.17673 10.5259 2.51992 11.3443C2.86312 12.1627 3.36594 12.9049 3.99919 13.5279C5.11957 14.6901 6.62279 15.4103 8.23285 15.5562C9.84291 15.7022 11.4517 15.2641 12.7639 14.3224L16.1788 17.7275C16.3849 17.9034 16.6473 18 16.9186 18C17.1899 18 17.4523 17.9034 17.6585 17.7275C18.1138 17.16 18.1138 16.5925 17.6585 16.025ZM5.59278 12.0523C5.16258 11.6298 4.82094 11.1263 4.58774 10.5709C4.35455 10.0156 4.23446 9.41951 4.23446 8.81744C4.23446 8.21536 4.35455 7.6193 4.58774 7.06394C4.82094 6.50859 5.16258 6.00503 5.59278 5.58257C6.01644 5.15359 6.52144 4.81292 7.07838 4.58039C7.63532 4.34786 8.23308 4.22811 8.83687 4.22811C9.44066 4.22811 10.0384 4.34786 10.5954 4.58039C11.1523 4.81292 11.6573 5.15359 12.081 5.58257C12.5112 6.00503 12.8528 6.50859 13.086 7.06394C13.3192 7.6193 13.4393 8.21536 13.4393 8.81744C13.4393 9.41951 13.3192 10.0156 13.086 10.5709C12.8528 11.1263 12.5112 11.6298 12.081 12.0523C11.6573 12.4813 11.1523 12.822 10.5954 13.0545C10.0384 13.287 9.44066 13.4068 8.83687 13.4068C8.23308 13.4068 7.63532 13.287 7.07838 13.0545C6.52144 12.822 6.01644 12.4813 5.59278 12.0523Z\" \/><\/svg><\/span><\/a><\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>\u201cCreemos que los cambios propuestos ser\u00e1n buenos para el sector inmobiliario, porque adem\u00e1s de las oportunidades que esta iniciativa tendr\u00e1 sobre los trabajadores, tambi\u00e9n llegar\u00e1n a la industria de la vivienda al dar la oportunidad de concretar operaciones de compra y reducir tiempos de otorgaci\u00f3n de cr\u00e9ditos\u201d<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No se te olvide que?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En\u00a0NotiExpress | La Revista del Sector Inmobiliario nos ocupamos en la difusi\u00f3n de la industria inmobiliaria generamos contenidos que te ayudar\u00e1n a mantenerte a la vanguardia en tecnolog\u00eda y en tendencias del sector inmobiliario para que puedas ofrecer el mejor servicio y generar m\u00e1s clientes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9chale una miradita a nuestra revista mensual donde encontrar\u00e1s la informaci\u00f3n precisa y oportuna con todo lo relacionado al sector inmobiliario aqu\u00ed\u00a0?<a href=\"https:\/\/issuu.com\/notiexpressmx\/docs\/notiexpress_07\">https:\/\/issuu.com\/notiexpressmx\/docs\/notiexpress_07\u00a0<\/a>\u00a0NotiExpress | La Revista del Sector Inmobiliario<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><div class=\"wpcp-wp-lightbox-host wpcp-advanced-image-lightbox-icon-hover\"><a href=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/09\/image-127.jpeg\" data-src=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/09\/image-127.jpeg\" data-thumb=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/09\/image-127-1024x378.jpeg\" class=\"ml-lightbox-enabled\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"378\" src=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/09\/image-127-1024x378.jpeg\" alt=\"\" class=\"wp-image-95672\" srcset=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/09\/image-127-1024x378.jpeg 1024w, https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/09\/image-127-300x111.jpeg 300w, https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/09\/image-127-768x284.jpeg 768w, https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/09\/image-127-260x96.jpeg 260w, https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/09\/image-127-50x18.jpeg 50w, https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/09\/image-127-150x55.jpeg 150w, https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/09\/image-127.jpeg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><a href=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/09\/image-127.jpeg\" data-fancybox=\"wpcp-wp-img-95672\" class=\"wpcp-lightbox-trigger wpcp-advanced-image-lightbox-icon wpcp-position-top-right wpcp-advanced-image-lightbox-icon-hover wpcp-global-lightbox-icon wpcp-lightbox-icon--global wpcp-lb-icon-style-default\" data-wpcp-lb-icon-source=\"global\" aria-label=\"Open image in lightbox\" data-thumb-src=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/09\/image-127-300x111.jpeg\" data-wpcp-lb-single=\"1\"><span class=\"wpcp-icon-container\"><svg viewBox=\"0 0 20 20\"><path d=\"M17.6585 16.025L14.2437 12.6198C15.1716 11.3338 15.6121 9.7613 15.4871 8.1819C15.362 6.60251 14.6795 5.11847 13.5607 3.99351C12.936 3.36206 12.1916 2.86066 11.3709 2.51845C10.5502 2.17623 9.66952 2 8.77995 2C7.89039 2 7.00969 2.17623 6.18899 2.51845C5.36829 2.86066 4.62395 3.36206 3.99919 3.99351C3.36594 4.61649 2.86312 5.35871 2.51992 6.17708C2.17673 6.99545 2 7.87365 2 8.76068C2 9.64772 2.17673 10.5259 2.51992 11.3443C2.86312 12.1627 3.36594 12.9049 3.99919 13.5279C5.11957 14.6901 6.62279 15.4103 8.23285 15.5562C9.84291 15.7022 11.4517 15.2641 12.7639 14.3224L16.1788 17.7275C16.3849 17.9034 16.6473 18 16.9186 18C17.1899 18 17.4523 17.9034 17.6585 17.7275C18.1138 17.16 18.1138 16.5925 17.6585 16.025ZM5.59278 12.0523C5.16258 11.6298 4.82094 11.1263 4.58774 10.5709C4.35455 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Reporte&#8230;<\/p>\n","protected":false},"author":2,"featured_media":95673,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[56],"tags":[],"class_list":["post-95671","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cr\u00e9ditos FOVISSSTE se van al cielo car\u00edsimos -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/quehacerpolitico.mx\/?p=95671\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9ditos FOVISSSTE se van al cielo car\u00edsimos -\" \/>\n<meta property=\"og:description\" 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