{"id":93653,"date":"2022-07-13T16:01:31","date_gmt":"2022-07-13T16:01:31","guid":{"rendered":"https:\/\/quehacerpolitico.mx\/?p=93653"},"modified":"2022-07-13T16:01:34","modified_gmt":"2022-07-13T16:01:34","slug":"como-se-obtiene-y-de-cuanto-es-el-credito-infonavit-para-construir-en-tu-terreno","status":"publish","type":"post","link":"https:\/\/quehacerpolitico.mx\/?p=93653","title":{"rendered":"\u00bfC\u00f3mo se obtiene y de cu\u00e1nto es el cr\u00e9dito Infonavit para construir en tu terreno?\u00a0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Por Redacci\u00f3n NotiExpress | La Revista del Sector Inmobiliario<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A trav\u00e9s del programa ConstruYO, el Infonavit puede otorgar un pr\u00e9stamo para construir, ampliar o remodelar una vivienda ubicada en un terreno propio<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A trav\u00e9s del programa ConstruYO, el Infonavit puede otorgar un pr\u00e9stamo para construir, ampliar o remodelar una vivienda<\/strong>&nbsp;ubicada en un terreno propio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La propiedad puede ser privada, ejidal, comunal o derivada de alg\u00fan programa gubernamental, y\u00a0<strong>no es necesario que est\u00e9 a nombre de la persona que solicita el cr\u00e9dito<\/strong>, explic\u00f3 Carlos Mart\u00ednez, director general del<strong>\u00a0<\/strong>Infonavit. \u00danicamente se necesita presentar alg\u00fan documento que\u00a0<strong>demuestre la posesi\u00f3n segura del inmueble<\/strong>, se\u00f1al\u00f3 en un foro.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Conoce m\u00e1s de ConstruYo Infonavit.\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/E1Zh_gWaZxY?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">El funcionario expuso que a trav\u00e9s de este programa\u00a0<strong>se puede solicitar un cr\u00e9dito de hasta 525 mil pesos a un plazo de 10 a\u00f1os, con una mensualidad congelada<\/strong>: &#8220;Si est\u00e1s en un terreno ejidal, debes demostrar la posesi\u00f3n segura del inmueble. El comisariato ejidal o la junta, cuando est\u00e1n los solares individualizados o las familias viven ya en terrenos urbanizados, ya est\u00e1 lo que se denomina la posesi\u00f3n segura del inmueble&#8221;.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Y cuando se determina la posesi\u00f3n segura, ya se pueden hacer acciones dentro de ese inmueble&#8221;, explic\u00f3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adem\u00e1s de demostrar la posesi\u00f3n segura del inmueble,\u00a0<strong>se debe contar con una licencia de construcci\u00f3n y ser trabajador activo cotizante del Infonavit<\/strong>. Con estos tres requisitos,\u00a0<strong>se le deposita al trabajador 30% del monto total del cr\u00e9dito en una primera administraci\u00f3n a su cuenta bancaria; cuando avanza a 30% la obra, se le deposita el resto<\/strong>\u00a0para que comience a pagar con una mensualidad fija.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Como utilizar ConstruYO Infonavit. \ud83d\ude31\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/QKbhJBJJE1M?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Para construir la vivienda, el programa contempla tres opciones: reparaciones menores, como cambiar ventanas, pisos, pintar, impermeabilizar o cambiar la cocina y los muebles de ba\u00f1o; asesor\u00eda t\u00e9cnica para construir vivienda nueva, ampliar, reforzar o remodelar espacios que podr\u00edan afectar la estructura. La tercera opci\u00f3n es con apoyo de una constructora, en la que el acreditado debe elegir a un profesional registrado en el Infonavit que garantice la seguridad de la vivienda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Lo que m\u00e1s tarda es el tr\u00e1mite de la licencia de construcci\u00f3n, dependiendo del municipio. Adem\u00e1s, las licencias tienen un costo y toma tiempo porque el tr\u00e1mite no es autom\u00e1tico&#8221;, agreg\u00f3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A partir de abril,\u00a0<strong>el Infonavit tambi\u00e9n otorga cr\u00e9ditos para comprar un terreno<\/strong>\u00a0y, desde entonces, ha recibido 5 mil 600 solicitudes para la compra de uno.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No se te olvide que?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En\u00a0NotiExpress | La Revista del Sector Inmobiliario nos ocupamos en la difusi\u00f3n de la industria inmobiliaria generamos contenidos que te ayudar\u00e1n a mantenerte a la vanguardia en tecnolog\u00eda y en tendencias del sector inmobiliario para que puedas ofrecer el mejor servicio y generar m\u00e1s clientes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9chale una miradita a nuestra revista mensual donde encontrar\u00e1s la informaci\u00f3n precisa y oportuna con todo lo relacionado al sector inmobiliario aqu\u00ed\u00a0?<a href=\"https:\/\/issuu.com\/notiexpressmx\/docs\/notiexpress_07\">https:\/\/issuu.com\/notiexpressmx\/docs\/notiexpress_07\u00a0<\/a>\u00a0NotiExpress | La Revista del Sector Inmobiliario<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><div class=\"wpcp-wp-lightbox-host wpcp-advanced-image-lightbox-icon-hover\"><a href=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/07\/image-53.jpeg\" data-src=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/07\/image-53.jpeg\" data-thumb=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/07\/image-53-1024x378.jpeg\" class=\"ml-lightbox-enabled\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"378\" src=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/07\/image-53-1024x378.jpeg\" alt=\"\" class=\"wp-image-93654\" srcset=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2022\/07\/image-53-1024x378.jpeg 1024w, 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el&#8230;<\/p>\n","protected":false},"author":2,"featured_media":93655,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[56],"tags":[],"class_list":["post-93653","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfC\u00f3mo se obtiene y de cu\u00e1nto es el cr\u00e9dito Infonavit para construir en tu terreno?\u00a0 -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/quehacerpolitico.mx\/?p=93653\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfC\u00f3mo se obtiene y de cu\u00e1nto es el 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