{"id":16413,"date":"2019-02-07T03:48:09","date_gmt":"2019-02-07T03:48:09","guid":{"rendered":"http:\/\/quehacerpolitico.mx\/paso-a-paso-como-obtener-los-beneficios-del-infonavit-y-bajar-el-peso-de-tu-credito-hipotecario\/"},"modified":"2019-02-07T03:48:09","modified_gmt":"2019-02-07T03:48:09","slug":"paso-a-paso-como-obtener-los-beneficios-del-infonavit-y-bajar-el-peso-de-tu-credito-hipotecario","status":"publish","type":"post","link":"https:\/\/quehacerpolitico.mx\/?p=16413","title":{"rendered":"Paso a paso: \u00bfC\u00f3mo obtener los beneficios del Infonavit y bajar el peso de tu cr\u00e9dito hipotecario?"},"content":{"rendered":"<h1>Paso a paso: \u00bfC\u00f3mo obtener los beneficios del Infonavit y bajar el peso de tu cr\u00e9dito hipotecario?<\/h1>\n<p>Por Redacci\u00f3n QP<\/p>\n<p>El <strong>Gobierno federal<\/strong> present\u00f3 el programa de <strong>Responsabilidad Compartida<\/strong>en apoyo de aquellos derechohabientes que recibieron un cr\u00e9dito tasado en Veces Salarios M\u00ednimos y a la postre del tiempo se ha tornado en impagable.<\/p>\n<p>El Instituto del Fondo Nacional de la Vivienda para los Trabajadores <strong>(Infonavit)<\/strong> inform\u00f3 que durante el primer a\u00f1o, el programa busca beneficiar a 194 mil 875 acreditados y cerca de 750 mil a lo largo del sexenio.<\/p>\n<p>En su primera etapa, <strong>el descuento promedio ser\u00e1 de 244 mil pesos<\/strong>, mientras la suma de apoyos que se otorgar\u00e1n en 2019 ascender\u00e1n a 47 mil millones de pesos.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"es\" dir=\"ltr\">Estos son los requisitos para que puedas ser beneficiario del programa <a href=\"https:\/\/twitter.com\/hashtag\/ResponsabilidadCompartida?src=hash&amp;ref_src=twsrc%5Etfw\">#ResponsabilidadCompartida<\/a>, si los cumples, no olvides acceder a <a href=\"https:\/\/t.co\/zD6eZmHMjx\">https:\/\/t.co\/zD6eZmHMjx<\/a> y dejar tus datos de contacto para iniciar tu tr\u00e1mite de cambio de VSM a Pesos. <a href=\"https:\/\/t.co\/OKBvuntg6R\">https:\/\/t.co\/OKBvuntg6R<\/a> <a href=\"https:\/\/t.co\/AZMmH2FsRh\">pic.twitter.com\/AZMmH2FsRh<\/a><\/p>\n<p>&mdash; Infonavit (@Infonavit) <a href=\"https:\/\/twitter.com\/Infonavit\/status\/1093158524417388546?ref_src=twsrc%5Etfw\">February 6, 2019<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Pero, \u00bfqu\u00e9 se necesita para ser beneficiario del programa de Responsabilidad Compartida?<\/p>\n<p><strong>Contar con un cr\u00e9dito vigente tasado en Valores Salario M\u00ednimo (VSM).<\/strong><\/p>\n<p><strong>Ganar hasta 4 salarios m\u00ednimos.<\/strong><\/p>\n<p><strong>Ser mayor de 40 a\u00f1os.<\/strong><\/p>\n<p><strong>Contar con un historial crediticio de 24 pagos continuos.<\/strong><\/p>\n<p><strong>Un cr\u00e9dito adquirido a plazo de 15 a\u00f1os.<\/strong><\/p>\n<p><strong>Deber 1.5 veces m\u00e1s de lo autorizado en el cr\u00e9dito.<\/strong><\/p>\n<p><strong>Pagar el cr\u00e9dito v\u00eda n\u00f3mina<\/strong> (bajo el R\u00e9gimen Ordinario de Amortizaci\u00f3n-ROA-) o por el R\u00e9gimen Especial de Amortizaci\u00f3n (REA).<\/p>\n<p>Tras ello, se debe:<\/p>\n<p><strong>Ingresar a la p\u00e1gina <a href=\"https:\/\/portalmx.infonavit.org.mx\/wps\/portal\/infonavit.web\/trabajadores\/vsmapesos\/!ut\/p\/z1\/jZDLDoJADEW_hi0tj0xGd2BwcDCgJgScjQGDQMIrMPD9vrYKdNfmnDa3ICAG0SRTmSeybJukevVXQW6EIbo7U_ODDSd49nwWmIRzfjQg-gA6RWQ2aj6jLkVr7xyczdHQWaiBWOPjn7JwnT8DiPn1EYgP8i-BhgvAO-LSEQ4ir9r0-0-rSQ2ag-izR9ZnvTr2r3EhZTdsFVRQqvdWwcCzp7GRObn8Uop2kBC_SejqMIyxPNURHZ5pwN0s\/dz\/d5\/L2dBISEvZ0FBIS9nQSEh\/?utm_source=twitter&amp;utm_medium=banner&amp;utm_term=organico&amp;utm_content=TL_Infografia_PRC_TW_Requisitos&amp;utm_campaign=SGC_ResponsabilidadCompartida\" target=\"_blank\" rel=\"noopener\">vsmapesos.infonavit.org.mx<\/a><\/strong><\/p>\n<p><strong>Registrar el N\u00famero de Seguridad Social (NSS) o el n\u00famero del cr\u00e9dito<\/strong><\/p>\n<p>Y seleccionar la manera para que un asesor del Infonavit se contacte con el derechohabiente.<\/p>\n<p>En caso de calificar para el programa, los asesores del Infonavit se comunicar\u00e1n con el usuario, a partir de marzo, para iniciar los tr\u00e1mites correspondientes para formar parte del programa Responsabilidad compartida.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Paso a paso: \u00bfC\u00f3mo obtener los beneficios del Infonavit y bajar el peso de tu cr\u00e9dito hipotecario?<br \/>\nPor Redacci\u00f3n QP<\/p>\n","protected":false},"author":2,"featured_media":16412,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[56],"tags":[],"class_list":["post-16413","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Paso a paso: \u00bfC\u00f3mo obtener los beneficios del Infonavit y bajar el peso de tu cr\u00e9dito hipotecario? -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/quehacerpolitico.mx\/?p=16413\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Paso a paso: \u00bfC\u00f3mo obtener los beneficios del Infonavit y bajar el peso de tu cr\u00e9dito hipotecario? -\" \/>\n<meta property=\"og:description\" content=\"Paso a paso: \u00bfC\u00f3mo obtener los beneficios del Infonavit y bajar el peso de tu cr\u00e9dito hipotecario? 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