{"id":112694,"date":"2024-09-25T05:40:50","date_gmt":"2024-09-25T05:40:50","guid":{"rendered":"https:\/\/quehacerpolitico.mx\/?p=112694"},"modified":"2024-09-25T05:40:53","modified_gmt":"2024-09-25T05:40:53","slug":"infonavit-tiene-solidez-financiera-para-mantener-su-operacion-e-implementar-reforma","status":"publish","type":"post","link":"https:\/\/quehacerpolitico.mx\/?p=112694","title":{"rendered":"INFONAVIT TIENE SOLIDEZ FINANCIERA PARA MANTENER SU OPERACI\u00d3N E IMPLEMENTAR REFORMA"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Por Redacci\u00f3n NotiExpress | La Revista del Sector Inmobiliario <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>El aumento al salario m\u00ednimo, la pol\u00edtica de Cobranza Social, una mejor fiscalizaci\u00f3n de los patrones y la implementaci\u00f3n de una nueva pol\u00edtica de inversi\u00f3n fueron factores clave.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a>El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) posee solidez financiera&nbsp;<\/a>para mantener su operaci\u00f3n crediticia y construir vivienda, esto \u00faltimo en caso de aprobarse la reforma constitucional en materia de vivienda.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La mejora en las finanzas del Instituto se debe a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>La pol\u00edtica de aumento al salario m\u00ednimo del Presidente Andr\u00e9s Manuel L\u00f3pez Obrador, la cual contribuy\u00f3 a que aumentara la recaudaci\u00f3n patronal, pasando de 1.1 billones de pesos de 2013-2018, a 1.6 billones de pesos de 2019-agosto 2024.<\/li>\n\n\n\n<li>La implementaci\u00f3n de la pol\u00edtica de Cobranza Social, a trav\u00e9s de la cual se increment\u00f3 el flujo de pago de cr\u00e9ditos en ventanilla, pasando de 86 mil millones de pesos en el periodo 2013-2018, a 129 mil millones de pesos en el periodo 2019-julio 2024.<\/li>\n\n\n\n<li>El incremento en los ingresos por cobranza fiscal. Durante enero-agosto 2024, se recuperaron 8 mil 920 millones de pesos.<\/li>\n\n\n\n<li>El cambio en las pol\u00edticas de inversi\u00f3n del Fondo de Apoyo a las Necesidades de Vivienda de los Trabajadores (Fanvit), cuyos recursos pasaron de 147 mil millones de pesos en 2018 a 761 mil millones de pesos en agosto de 2024.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">En un encuentro con medios, el Director General del Infonavit, Carlos Mart\u00ednez Vel\u00e1zquez, se\u00f1al\u00f3 que, en las condiciones actuales de solidez financiera, el Instituto cuenta con los ingresos suficientes para implementar la reforma de vivienda, para pagar rendimientos a la Subcuenta de Vivienda y seguir otorgando cr\u00e9ditos para la compra, mejora, ampliaci\u00f3n de vivienda y la adquisici\u00f3n de terrenos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Agreg\u00f3 que no hay hacia el futuro alg\u00fan factor que ponga en riesgo las finanzas del Infonavit, \u201cya que mientras siga creciendo la econom\u00eda y el empleo y haya una pol\u00edtica salarial alcista, el Infonavit cuenta con los recursos suficientes para mantener todas sus operaciones\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sobre los cambios realizados, el Director&nbsp; General del Infonavit se\u00f1al\u00f3 que durante su administraci\u00f3n el Instituto recuper\u00f3 su esencia como instituci\u00f3n de seguridad social, atendiendo las diferentes necesidades de las y los trabajadores.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As\u00ed, de 2019-agosto 2024, se logr\u00f3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Otorgar 2.6 millones de cr\u00e9ditos, con una inversi\u00f3n superior a los 1.3 billones de pesos.<\/li>\n\n\n\n<li>Apoyar a 5.3 millones de personas con alguna soluci\u00f3n de pago, para que pusieran al d\u00eda su patrimonio.<\/li>\n\n\n\n<li>Convertir 1.3 millones de financiamientos de Veces Salario M\u00ednimo (VSM) a pesos, para terminar con las deudas impagables.\u00a0\u00a0\u00a0<\/li>\n\n\n\n<li>Devolver 153% m\u00e1s recursos de la Subcuenta de Vivienda que en los 10 a\u00f1os anteriores y atender un 98% m\u00e1s de pensionados.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">El Infonavit reafirma su compromiso con las y los trabajadores mexicanos, asegurando que la fortaleza financiera lograda se traduzca en oportunidades de acceso a viviendas adecuadas, m\u00e1s justas, accesibles y en armon\u00eda con las necesidades de la poblaci\u00f3n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Conoce todo lo que necesitas saber sobre cr\u00e9ditos, tr\u00e1mites y servicios del Infonavit, de manera sencilla y clara en&nbsp;<a href=\"http:\/\/infonavitfacil.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">infonavitfacil.mx<\/a>.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No se te olvide que?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En&nbsp;NotiExpress | La Revista del Sector Inmobiliario nos ocupamos en la difusi\u00f3n de la industria inmobiliaria generamos contenidos que te ayudar\u00e1n a mantenerte a la vanguardia en tecnolog\u00eda y en tendencias del sector inmobiliario para que puedas ofrecer el mejor servicio y generar m\u00e1s clientes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9chale una miradita a nuestra revista mensual donde encontrar\u00e1s la informaci\u00f3n precisa y oportuna con todo lo relacionado al sector inmobiliario aqu\u00ed \ud83d\udc49\u00a0<a href=\"https:\/\/issuu.com\/notiexpressmx\/docs\/notiexpress_07\">https:\/\/issuu.com\/notiexpressmx\/docs\/notiexpress_07\u00a0<\/a>\u00a0NotiExpress | La Revista del Sector Inmobiliario<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><div class=\"wpcp-wp-lightbox-host wpcp-advanced-image-lightbox-icon-hover\"><a href=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2024\/09\/image-66.jpeg\" data-src=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2024\/09\/image-66.jpeg\" 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