{"id":110896,"date":"2024-06-19T19:51:57","date_gmt":"2024-06-19T19:51:57","guid":{"rendered":"https:\/\/quehacerpolitico.mx\/?p=110896"},"modified":"2024-06-19T19:52:00","modified_gmt":"2024-06-19T19:52:00","slug":"infonavit-ha-otorgado-mas-de-102-mil-mdp-en-creditos-a-las-familias-capitalinas","status":"publish","type":"post","link":"https:\/\/quehacerpolitico.mx\/?p=110896","title":{"rendered":"INFONAVIT HA OTORGADO M\u00c1S DE 102 MIL MDP\u00a0EN CR\u00c9DITOS A LAS FAMILIAS CAPITALINAS"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Por Redacci\u00f3n NotiExpress | La Revista del Sector Inmobiliario <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>M\u00e1s de 138 mil capitalinos han sido beneficiados con un cr\u00e9dito para compra, construcci\u00f3n, ampliaci\u00f3n o mejoramiento de vivienda.<u><\/u><u><\/u><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De 2019 al cierre de abril de este a\u00f1o, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) ha otorgado 138 mil 433 cr\u00e9ditos en Ciudad de M\u00e9xico, garantizando el derecho constitucional de las personas a una vivienda adecuada.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Esta colocaci\u00f3n de cr\u00e9ditos ha generado una derrama econ\u00f3mica de 102 mil 040 millones de pesos, a pesar de que en dicho periodo se registr\u00f3 una de las peores emergencias sanitarias de los \u00faltimos a\u00f1os a nivel mundial, la pandemia por Covid-19.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tan solo en primer cuatrimestre de 2024, el Infonavit:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Benefici\u00f3 a m\u00e1s de 12 mil 400 capitalinos con un cr\u00e9dito para compra, construcci\u00f3n, ampliaci\u00f3n o mejoramiento de vivienda.<\/li>\n\n\n\n<li>Invirti\u00f3 en Ciudad de M\u00e9xico una derrama superior a los 6 mil 400 millones de pesos.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Lo anterior, est\u00e1 asociado a las siguientes acciones, con las cuales hoy el Infonavit atiende las necesidades reales de las personas:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Aumento en el monto m\u00e1ximo de cr\u00e9dito<\/strong>. Actualmente una persona puede obtener de forma individual hasta 2 millones 716 mil pesos para comprar su casa de forma individual.<\/li>\n\n\n\n<li><strong>Lanzamiento de Unamos Cr\u00e9ditos<\/strong>. Bajo este esquema dos personas pueden juntar sus financiamientos y obtener hasta 4 millones 889 mil pesos de forma conjunta para comprar su vivienda.<\/li>\n\n\n\n<li><strong>Disminuci\u00f3n en la tasa de inter\u00e9s.<\/strong>\u00a0De 3.76% a 10.45%, dependiendo del nivel salarial de las y los acreditados.<\/li>\n\n\n\n<li><strong>Inicio de operaciones del Nuevo Esquema de Cr\u00e9dito en Pesos.<\/strong>\u00a0Todos los cr\u00e9ditos que actualmente otorga el Infonavit est\u00e1n denominados en pesos, lo que evita ajustes anuales ligados al aumento salarial o la inflaci\u00f3n, y con tasa de inter\u00e9s fija.\u00a0<\/li>\n\n\n\n<li><strong>Modificaci\u00f3n en el sistema de puntaje (T1000).<\/strong>Hoy es m\u00e1s f\u00e1cil que las y los trabajadores cumplan con los requisitos de precalificaci\u00f3n para sacar su Cr\u00e9dito Infonavit.<\/li>\n\n\n\n<li><strong>Lanzamiento de Mujer Infonavit.\u00a0<\/strong>Se otorga un bono en puntos a todas las personas que se identifican como mujeres para que cumplan m\u00e1s r\u00e1pido con su precalificaci\u00f3n y puedan ejercer su derecho a un Cr\u00e9dito Infonavit. Adem\u00e1s, la edad m\u00e1s el plazo para pagar el financiamiento se ampl\u00eda hasta los 75 a\u00f1os (los hombres solo tienen hasta los 70 a\u00f1os).\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Para solicitar un Cr\u00e9dito Infonavit, las personas derechohabientes deben entrar a Mi Cuenta Infonavit (<a href=\"http:\/\/micuenta.infonavit.org.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">micuenta.infonavit.org.mx<\/a>), precalificarse para saber si se cuentan con los puntos para obtener el tipo de financiamiento que desean solicitar y realizar el curso \u201cSaber m\u00e1s para decidir mejor\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Conoce todo lo que necesitas saber sobre cr\u00e9ditos, tr\u00e1mites y servicios del Infonavit, de manera sencilla y clara en&nbsp;<a href=\"http:\/\/infonavitfacil.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">infonavitfacil.mx<\/a>.&nbsp;<u><\/u><u><\/u><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>El Infonavit es una instituci\u00f3n de solidaridad, servicio y seguridad social del Estado, que tiene como objetivo otorgar cr\u00e9dito barato y suficiente para que las y los trabajadores puedan acceder a una vivienda adecuada y formar un patrimonio. Desde su creaci\u00f3n en 1972 a la fecha, el organismo ha colocado m\u00e1s de 893 mil cr\u00e9ditos en Ciudad de M\u00e9xico.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No se te olvide que?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En\u00a0NotiExpress | La Revista del Sector Inmobiliario nos ocupamos en la difusi\u00f3n de la industria inmobiliaria generamos contenidos que te ayudar\u00e1n a mantenerte a la vanguardia en tecnolog\u00eda y en tendencias del sector inmobiliario para que puedas ofrecer el mejor servicio y generar m\u00e1s clientes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9chale una miradita a nuestra revista mensual donde encontrar\u00e1s la informaci\u00f3n precisa y oportuna con todo lo relacionado al sector inmobiliario aqu\u00ed \ud83d\udc49\u00a0<a href=\"https:\/\/issuu.com\/notiexpressmx\/docs\/notiexpress_07\">https:\/\/issuu.com\/notiexpressmx\/docs\/notiexpress_07\u00a0<\/a>\u00a0NotiExpress | La Revista del Sector 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han&#8230;<\/p>\n","protected":false},"author":2,"featured_media":110898,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[56],"tags":[],"class_list":["post-110896","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>INFONAVIT HA OTORGADO M\u00c1S DE 102 MIL MDP\u00a0EN CR\u00c9DITOS A LAS FAMILIAS CAPITALINAS -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/quehacerpolitico.mx\/?p=110896\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"INFONAVIT HA OTORGADO M\u00c1S DE 102 MIL MDP\u00a0EN 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