{"id":109562,"date":"2024-04-25T20:15:42","date_gmt":"2024-04-25T20:15:42","guid":{"rendered":"https:\/\/quehacerpolitico.mx\/?p=109562"},"modified":"2024-04-25T20:15:44","modified_gmt":"2024-04-25T20:15:44","slug":"infonavit-disminuye-aun-mas-el-costo-de-sus-creditos","status":"publish","type":"post","link":"https:\/\/quehacerpolitico.mx\/?p=109562","title":{"rendered":"INFONAVIT DISMINUYE A\u00daN M\u00c1S EL COSTO DE SUS CR\u00c9DITOS"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Por Redacci\u00f3n NotiExpress | La Revista del Sector Inmobiliario<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>El Instituto dejar\u00e1 de cobrar la cuota de administraci\u00f3n, la comisi\u00f3n por apertura, los gastos financieros y de operaci\u00f3n en todos los cr\u00e9ditos que se contraten a partir del 1\u00b0 de mayo de 2024.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Con el objetivo de seguir disminuyendo el costo de sus financiamientos para que cada vez m\u00e1s personas puedan ejercer su derecho a un Cr\u00e9dito Infonavit, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) dejar\u00e1 de cobrar la cuota de administraci\u00f3n,\u00a0<strong>la comisi\u00f3n por apertura y<\/strong>\u00a0los gastos financieros y de operaci\u00f3n.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"es\" dir=\"ltr\">A partir del 1 de mayo, te costar\u00e1 menos sacar un Cr\u00e9dito Infonavit, pues eliminamos el pago de cuotas de administraci\u00f3n, comisi\u00f3n por apertura y gastos financieros y de operaci\u00f3n. <a href=\"https:\/\/t.co\/Tx0ot58a0c\">pic.twitter.com\/Tx0ot58a0c<\/a><\/p>&mdash; Infonavit (@Infonavit) <a href=\"https:\/\/twitter.com\/Infonavit\/status\/1783254775791804476?ref_src=twsrc%5Etfw\">April 24, 2024<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>La medida ser\u00e1 aplicable a:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Todos los cr\u00e9ditos\u00a0<strong>que se contraten a partir del 1\u00b0 de mayo de 2024<\/strong>,\u00a0<\/li>\n\n\n\n<li>Los cr\u00e9ditos hipotecarios que se hayan tramitado antes de esta fecha, sin importar que el cr\u00e9dito se formalice hasta mayo o junio, no ser\u00e1n elegibles para el beneficio.<\/li>\n\n\n\n<li><strong>Las y los trabajadores de cualquier nivel salarial.<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Antes de esta modificaci\u00f3n, s\u00f3lo estaban exentos: del pago de Cuota de Administraci\u00f3n las personas con un salario de hasta 8 mil 581.37 pesos mensuales (2.6 UMA en 2024) y del pago de gastos de titulaci\u00f3n, financieros y de operaci\u00f3n, los trabajadores con ingresos de hasta 9 mil 241.48 pesos mensuales (2.8 UMA en 2024).\u00a0 Los gastos de titulaci\u00f3n, que consisten en el pago de los honorarios del Notario con cargo al cr\u00e9dito se mantienen conforme al Convenio de Colaboraci\u00f3n con Notarios.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Conferencia de prensa encabezada por Carlos Mart\u00ednez Vel\u00e1zquez, Director General de Infonavit.\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/l8UtZKnk1wY?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Con la eliminaci\u00f3n de estos cobros, el costo de los Cr\u00e9ditos Infonavit, que actualmente tienen las tasas de inter\u00e9s m\u00e1s bajas del mercado hipotecario, ser\u00e1 todav\u00eda menor.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Adem\u00e1s:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>La colocaci\u00f3n de las Soluciones de Pago ser\u00e1 m\u00e1s sencilla<\/strong>, pues el principal monto a cubrir ser\u00e1n las mensualidades pendientes.<\/li>\n\n\n\n<li><strong>La administraci\u00f3n del cr\u00e9dito ser\u00e1 m\u00e1s transparente<\/strong>\u00a0y ello brindar\u00e1 claridad para las personas.<\/li>\n\n\n\n<li>Potencialmente, por las razones antes mencionadas,\u00a0<strong>se tendr\u00eda un mayor incentivo al pago.<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Para solicitar un financiamiento, las y los trabajadores deben ingresar a Mi Cuenta Infonavit (<a href=\"http:\/\/micuenta.infonavit.org.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">micuenta.infonavit.org.mx<\/a>) y precalificarse. Asimismo, pueden acudir a su Centro de Servicio Infonavit (Cesi) m\u00e1s cercano o llamar a Infonatel (<strong>800 008 3900<\/strong>), para recibir asesor\u00eda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Conoce todo lo que necesitas saber sobre cr\u00e9ditos, tr\u00e1mites y servicios del Infonavit, de manera sencilla y clara en\u00a0<a href=\"http:\/\/infonavitfacil.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">infonavitfacil.mx<\/a>.\u00a0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No se te olvide que?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En\u00a0NotiExpress | La Revista del Sector Inmobiliario nos ocupamos en la difusi\u00f3n de la industria inmobiliaria generamos contenidos que te ayudar\u00e1n a mantenerte a la vanguardia en tecnolog\u00eda y en tendencias del sector inmobiliario para que puedas ofrecer el mejor servicio y generar m\u00e1s clientes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9chale una miradita a nuestra revista mensual donde encontrar\u00e1s la informaci\u00f3n precisa y oportuna con todo lo relacionado al sector inmobiliario aqu\u00ed \ud83d\udc49\u00a0<a href=\"https:\/\/issuu.com\/notiexpressmx\/docs\/notiexpress_07\">https:\/\/issuu.com\/notiexpressmx\/docs\/notiexpress_07\u00a0<\/a>\u00a0NotiExpress | La Revista del Sector Inmobiliario<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><div class=\"wpcp-wp-lightbox-host wpcp-advanced-image-lightbox-icon-hover\"><a href=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2024\/04\/image-49.jpeg\" data-src=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2024\/04\/image-49.jpeg\" data-thumb=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2024\/04\/image-49-1024x378.jpeg\" class=\"ml-lightbox-enabled\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"378\" src=\"https:\/\/quehacerpolitico.mx\/wp-content\/uploads\/2024\/04\/image-49-1024x378.jpeg\" alt=\"\" class=\"wp-image-109563\" 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la&#8230;<\/p>\n","protected":false},"author":2,"featured_media":109564,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[56],"tags":[],"class_list":["post-109562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>INFONAVIT DISMINUYE A\u00daN M\u00c1S EL COSTO DE SUS CR\u00c9DITOS -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/quehacerpolitico.mx\/?p=109562\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"INFONAVIT DISMINUYE A\u00daN M\u00c1S EL COSTO DE SUS CR\u00c9DITOS -\" \/>\n<meta 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